Top 5 Demat Accounts in India for 2025
🚀 Detailed comparison of the best Demat accounts for stock trading, investing, and wealth building in India.
1. Upstox Demat Account
- Account Opening Charges: ₹0 (100% Free)
- AMC (Annual Maintenance Charges): ₹0 for 1st year
- Brokerage: ₹0 on delivery; ₹20/order or 0.05% (whichever is lower) on intraday/F&O
- Benefits:
- ⚡ Fast, paperless KYC and onboarding
- 📊 Smart charts, tools, and analysis for traders
- 📈 Access to IPOs, mutual funds, ETFs, and commodities
- 📱 Easy-to-use mobile app for all investor types
- 🛡️ Regulated by SEBI and trusted by 1 crore+ users
2. Smallcase (Invest via Zerodha, Upstox, etc.)
- Platform Type: Model portfolio investing
- Brokerage: As per linked broker (Zerodha, Upstox, etc.)
- Minimum Investment: Starts from ₹2,000
- Benefits:
- 💼 Curated portfolios managed by SEBI-registered experts
- 📊 Invest in themes like EV, AI, Budget Stocks, PSU Revival
- 📈 Auto-rebalance feature to maintain asset allocation
- 📅 Set up SIPs on portfolios, just like mutual funds
- 🔄 Track performance transparently over time
3. m.Stock by Mirae Asset
- Account Opening: ₹0
- One-Time Plan: ₹999 for Lifetime Zero Brokerage
- Brokerage: ₹0 (Delivery + Intraday + F&O)
- AMC: ₹0 (No annual fees)
- Benefits:
- 🔁 Unlimited trading with zero brokerage for life
- 💹 Lightning-fast order execution
- 📲 Clean, modern interface with advanced charts
- 📌 Direct investment in IPOs, MFs, and ETFs
- 📈 Best suited for high-frequency and volume traders
- 🌟 Backed by Mirae Asset – a global financial group
4. Angel One Demat Account
- Account Opening: ₹0
- Brokerage: ₹0 on delivery; ₹20 per executed intraday/F&O order
- AMC: ₹0 for 1st year
- Benefits:
- 🤖 ARQ Prime – AI-powered investment suggestions
- 🧾 Daily trading ideas & research reports
- 📊 Real-time market data with custom watchlists
- 💹 Seamless experience for equity, commodities, MFs, and IPOs
- 🏆 One of India’s oldest and most trusted full-service brokers
5. Appreciate Wealth (Global Investing App)
- Account Type: Global investing platform
- Minimum Investment: ₹100 (fractional investing)
- Brokerage: Zero commission
- Benefits:
- 🌍 Invest in 5000+ US stocks (Apple, Tesla, Google, etc.)
- 💸 Fractional shares – buy stocks in parts
- 📅 SIP in global stocks for long-term wealth
- 💼 Automated portfolios based on risk profile
- 🔐 100% RBI & SEBI compliant; US brokerage partners like DriveWealth
