How to Link Aadhaar with Your Bank Account Online (Step-by-Step Guide for 2025)
In 2025, linking your Aadhaar card with your bank account has become more important than ever—for subsidy benefits, tax filing, and KYC updates. Fortunately, most banks now allow you to link Aadhaar online, without stepping into a branch.
In this guide, we’ll walk you through:
- Why linking Aadhaar is necessary
- Methods to link Aadhaar with your bank
- Step-by-step guides for major banks like SBI, ICICI, and HDFC
- How to check Aadhaar linking status
📌 Why Link Aadhaar with Your Bank Account?
Here are the top reasons:
- Direct Benefit Transfer (DBT): Government subsidies (LPG, pensions, scholarships) are sent directly to Aadhaar-linked accounts.
- Mandatory for PAN-KYC Compliance: The Income Tax Department requires bank accounts to be KYC-compliant.
- Avoid Deactivation: Non-KYC accounts may get frozen or restricted.
- Easy Authentication: Aadhaar makes it easier to verify your identity in digital banking.
🛠️ How to Link Aadhaar with Bank Account – 4 Easy Methods
| Method | Requirements |
|---|---|
| ✅ Internet banking | Net banking access |
| ✅ Mobile banking app | App login credentials |
| ✅ SMS | Registered mobile number |
| ✅ ATM or branch | Physical visit (if required) |
🏦 Bank-Wise Aadhaar Linking Process
🔹 1. Link Aadhaar with SBI (State Bank of India)
Using YONO SBI App:
- Login to the YONO SBI App
- Tap on “Service Request” > “Aadhaar Linking”
- Enter your Aadhaar number
- Submit OTP from UIDAI
- Done! You’ll receive confirmation via SMS
Using SBI Internet Banking:
- Go to: https://www.onlinesbi.sbi
- Login → Profile → My Account → Aadhaar Linking
- Enter Aadhaar number
- Submit OTP & verify
🔹 2. Link Aadhaar with HDFC Bank
Through HDFC NetBanking:
- Login to: https://netbanking.hdfcbank.com
- Go to “Requests” > “Aadhaar Update”
- Enter Aadhaar and confirm
- Done! You’ll get an SMS confirmation
Via HDFC Mobile App:
- Open the HDFC App
- Tap Menu → Request → Update Aadhaar
- Enter Aadhaar number → Submit OTP
- Link successful
🔹 3. Link Aadhaar with ICICI Bank
Using iMobile Pay App:
- Login to iMobile
- Tap “Services” → “Update Aadhaar”
- Enter Aadhaar number
- Verify via OTP
- Confirmation received instantly
Via NetBanking:
- Visit: https://www.icicibank.com
- Login → Customer Service → Update Aadhaar
- Submit Aadhaar number
- Get OTP → Confirm
🔍 How to Check Aadhaar-Bank Account Link Status
- Go to: https://uidai.gov.in
- Click “Aadhaar Services” → “Bank Mapper”
- Enter Aadhaar and OTP
- You’ll see the last bank Aadhaar was linked with
⚠️ Common Issues & Fixes
| Problem | Solution |
|---|---|
| Name mismatch | Ensure name in Aadhaar matches bank records |
| OTP not received | Check SIM or try again in 5–10 mins |
| App not showing Aadhaar option | Use net banking instead or visit branch |
📣 Final Words
Linking your Aadhaar with your bank account is not just a formality—it’s a smart move that keeps your finances compliant, secure, and ready for government services. Most banks in India now offer quick online Aadhaar seeding, saving you time and paperwork.
Pro Tip: After linking Aadhaar, always verify it via UIDAI to ensure successful seeding.
📌 Frequently Asked Questions (FAQ)
Q1. Is it mandatory to link Aadhaar to my bank account in 2025?
Yes, especially for subsidy, PAN-KYC compliance, and digital banking security.
Q2. Can I link Aadhaar to more than one bank?
Yes, but only the latest linked account gets DBT benefits.
Q3. Is Aadhaar linking free of cost?
Absolutely. No bank charges you for Aadhaar seeding.
✅ Did this guide help? Share it with friends or family who haven’t linked their Aadhaar yet!
📢 Stay tuned to TechyKushal.com for more simple tech guides on digital banking and finance.
