RBL ShopRite Lifetime Free Credit Card (2025) – Features, Benefits, Fees & Eligibility

Choosing the right credit card can be confusing, especially with so many options in the market. If you are looking for a lifetime free credit card that helps you save money on groceries, fuel, and entertainment, the RBL ShopRite Credit Card is a strong contender. In this guide, we will break down its features, benefits, fees, eligibility, and rewards program, so you can decide if it’s the right fit for your lifestyle in 2025.

Why Choose RBL ShopRite Lifetime Free Credit Card?

The RBL ShopRite Credit Card is designed for budget-conscious customers who want to enjoy everyday savings without worrying about annual fees. It is particularly suitable for families and individuals who spend frequently on groceries, fuel, and entertainment.

Features of RBL ShopRite Credit Card

• Lifetime free card – no hidden charges
• Reward points for every transaction
• Special discounts on groceries and entertainment
• Fuel surcharge waiver (₹100/month)
• Welcome gift of 2,000 reward points

Fees & Charges

One of the biggest advantages of the RBL ShopRite Card is that it’s completely free for a lifetime.

• ✔ Joining Fee: NIL
• ✔ Annual Fee: NIL

Eligibility Criteria

• ✔ Age: 21 to 65 years
• ✔ Employment: Salaried or Self-Employed
• ✔ Minimum Credit Score: 700+
• ✔ Only for new customers (existing RBL customers not eligible)

Rewards & Benefits

The RBL ShopRite Credit Card rewards you every time you swipe it:

• ✔ Earn 20X reward points on groceries
• ✔ 1 Reward Point for every ₹100 spent on other categories
• ✔ 10% discount on BookMyShow movie tickets (up to ₹100 per transaction)
• ✔ Redeem reward points against shopping, travel, and vouchers

Who Should Apply?

This card is best suited for:

• ✔ Students and young professionals looking for a first credit card
• ✔ Families who spend regularly on groceries
• ✔ Movie lovers booking tickets on BookMyShow
• ✔ Anyone looking for a zero-cost, lifetime free card

Pros & Cons of RBL ShopRite Credit Card

Pros ✅

• No annual or joining fee (truly lifetime free)
• High rewards on groceries
• Fuel surcharge waiver
• Discount on movie tickets

Cons ❌

• Limited benefits outside groceries and movies
• Only available to new RBL customers
• Reward points redemption may have restrictions

How to Apply for RBL ShopRite Credit Card?

You can easily apply for the RBL ShopRite Credit Card online:

1. Visit the RBL Bank official website or trusted affiliate platform.
2. Fill in the online application form.
3. Submit KYC documents (PAN, Aadhaar, income proof).
4. Wait for verification and approval.

Comparison with Other Lifetime Free Credit Cards

Final Verdict – Is RBL ShopRite Credit Card Worth It?

If you are looking for a lifetime free credit card in India with good benefits on groceries, fuel, and movies, the RBL ShopRite is definitely worth considering. It is especially great for households and individuals who want savings on daily essentials without paying any fees.