Terms and Conditions
Last Updated: June 28, 2025
Welcome to TechyKushal (https://techykushal.com). These Terms and Conditions govern your access to and use of our website, including all content, features, tools, and services provided on or through the platform. By using this website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our site.
1. Introduction
TechyKushal is a content-driven platform that publishes informational articles, news, tutorials, and tips related to banking technology, fintech trends, and digital finance. The content on this website is for informational and educational purposes only and should not be considered professional financial advice.
2. User Eligibility
By using this website, you confirm that you are at least 13 years old. If you are under 18, you must access this website under the supervision of a parent or guardian.
3. Intellectual Property Rights
All content published on TechyKushal, including text, images, graphics, logos, videos, icons, code, and layout, is the property of TechyKushal or its content creators and is protected by applicable intellectual property laws in India and internationally.
You may not:
- Copy or republish material from TechyKushal
- Sell, rent, or sublicense our content
- Reproduce, duplicate, or exploit our content for commercial purposes
- Republish articles without attribution or permission
You are permitted to quote or share our content on social media with proper credit and links back to the original article.
4. Use of the Website
By accessing TechyKushal, you agree to:
- Use the website lawfully and responsibly
- Not engage in harmful or malicious activities such as hacking, phishing, or spamming
- Not post or submit false, misleading, or inappropriate information through our contact forms or comment sections
We reserve the right to restrict or ban access to users who violate these terms or misuse our platform.
5. Disclaimer of Warranties
The content provided on TechyKushal is published in good faith and for general informational purposes only. We do not make any warranties about the completeness, reliability, or accuracy of this information. Any action you take based on the information found on this website is strictly at your own risk.
We disclaim all warranties, express or implied, including but not limited to merchantability or fitness for a particular purpose.
6. Limitation of Liability
Under no circumstances shall TechyKushal or its creators be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access or use of our website or reliance on any content provided herein.
This includes damages related to data loss, business interruption, or financial loss due to acting on our content.
7. Third-Party Links and Services
Our website may contain links to third-party websites or services, such as banking tools, affiliate products, or informational resources. We do not endorse, control, or take responsibility for the content, privacy practices, or services of any third-party sites.
We encourage users to read the privacy policies and terms of use of any third-party site they visit.
8. Comments and User Submissions
We may allow users to post comments, questions, or feedback on our blog. While we welcome constructive discussion, we reserve the right to remove content that is offensive, irrelevant, promotional, or violates our guidelines.
By posting content, you grant us the right to display, modify, or remove it without further notice.
9. Advertising and Affiliate Disclosure
TechyKushal may display third-party advertisements through networks such as Google AdSense and may also participate in affiliate programs. When users click on affiliate links and make purchases, we may earn a small commission at no extra cost to them.
These earnings help keep our site running and allow us to offer content for free. However, we do not promote products or services we do not trust or believe in.
10. Privacy Policy
Your use of this site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our site, you agree to that policy as well.
11. Indemnification
You agree to indemnify and hold harmless TechyKushal, its creators, and affiliates from any claims, damages, liabilities, or costs (including legal fees) arising out of your misuse of the website, violation of these terms, or infringement of any rights.
12. Changes to the Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. When we do, we will update the “Last Updated” date at the top of this page.
It is your responsibility to check this page periodically. Continued use of the site after changes indicates your acceptance of the revised terms.
13. Termination
We reserve the right to terminate or restrict your access to TechyKushal at any time, without notice or liability, for any reason, including but not limited to a breach of these terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms or your use of the website shall be subject to the jurisdiction of the courts of Kolkata, West Bengal, India.
15. Contact Information
If you have any questions or concerns about these Terms & Conditions, please contact us at:
- Email: support@techykushal.com
- Website: https://techykushal.com
16. Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and TechyKushal regarding the use of our website and supersede all prior agreements or understandings.